Nearly one in eight, or 12 percent of North Carolina drivers are uninsured. Countless other drivers in the state are underinsured, meaning that their policy limits are insufficient to fully compensate someone after a serious accident. If you have been injured in a motor vehicle accident, you rely on the driver responsible for your injuries to carry insurance. His or her failure can come as a severe shock and can create additional anxiety. In these situations, you need a lawyer who knows how to uncover every source of compensation in order to provide for your needs. For more than 9 years, William Vasquez of Vasquez Law Firm, PLLC has helped injured people get the financial resources they need after an accident. Our lawyers know how to handle cases involving uninsured or underinsured motorists.
If an uninsured or underinsured driver was responsible for your injuries, we will look to your uninsured/underinsured motorist (UM/UIM) coverage in your own insurance policy. North Carolina recently required drivers to carry UM/UIM coverage as part of their auto insurance policy. Our Raleigh, Smithfield and Charlotte uninsured motorist attorneys will look at your insurance policy to determine your levels of UM/UIM coverage. We will then bring a claim against your insurance company for your medical expenses, lost income, pain and suffering, and other damages.
Your UM/UIM coverage may apply in other situations as well such as if you were injured in a hit-and-run accident. Whatever the circumstances, our lawyers will speak candidly with you about the legal issues in your case. We will spare no effort to give you the best possible chance of recovering maximum compensation for your injuries.